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What Does A Home Inspector Do, And How Does An Inspection Figure In The Purchase Of A Home?

by luxetitleservices.com | Jan 13, 2014 | Selecting:

As we show you in this video, an inspector checks the safety of your potential new home. Home Inspectors focus especially on the structure, construction and mechanical systems of the house and will make you aware of only repairs that are needed. The Inspector does not...

How Do I Begin The Process Of Buying A Home?

by luxetitleservices.com | Jan 13, 2014 | Starting:

Remember these pointers from the video: start by thinking about your situation. Are you ready to buy a home? How much can you afford in a monthly mortgage payment? How much space do you need? What areas of town do you like? After you answer these questions, make a...

How Are Pre-Qualifying And Pre-Approval Different?

by luxetitleservices.com | Jan 13, 2014 | Financing:

Watch this video and it’ll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow. You can be ‘pre-qualified’ over the phone with no paperwork by telling a lender your income, your long-term debts and how large a...

How Do Lenders Decide The Maximum Loan Amount That Buyers Can Afford?

by luxetitleservices.com | Jan 13, 2014 | Starting:

As you’ll see in the video, the lenders consider your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or student loan payments, alimony, or...

How Does Purchasing A Home Compare With Renting?

by luxetitleservices.com | Jan 13, 2014 | Starting:

Like the guy in the video says, the two don’t really compare at all. The one advantage of renting is being generally free of most maintenance responsibilities. But by renting, you lose the chance to build equity take advantage of tax benefits and protect...
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